Option Arm

Tick. Tick. Beware the mortgage time-bomb

That ridiculously low-rate ARM seemed like such a good idea at the time. But now, payments will be coming due in a big, big way.

CALIFORNIA (The Home Mortgage Guide) -- Mortgage rates have been trending down, but that won't do much to benefit those who signed up for low-teaser-rate adjustable-rate mortgages in the past...more

Manage Your Mortgage

Manage Your Mortgage, Save Thousands a Year

Playing the angles on your housing debt can lower your monthly payments and free up cash for better things

(The Home Mortgage Guide) – By now, rebalancing your retirement savings should be second nature (it is, right?). But it's not just the asset side of your personal balance sheet that needs tending to...more

Tap your home equity

Home equity loans and lines of credit can be great ways to raise money for projects and financial emergencies. Here's what you need to know.

CALIFORNIA (The Home Mortgage Guide) -- Times may be getting tighter, but your bills and family plans can't be put on hold. That's why it may be all the more tempting to tap into what likely is your biggest asset: the house.more